What Insurance Cover is Available

Default Cover

EISS Super provides eligible members with a package of insurance called Default Cover which includes four units of Death and Total and Permanent (TPD) Cover. This cover provides you and your family with protection in the event of death, total and permanent disablement or terminal illness.

If you’re under age 25 and/or have a super account balance less than $6,000, you’re not automatically eligible for Default Cover, but you can let us know you want it by opting in. If you don’t tell us you want Default Cover (by opting-in), your insurance will commence (if eligible) when you are over age 25 and have a super account balance over $6,000. You can opt-in for Default Cover now.

You can cancel or amend your Default Cover at any time. For more information on Default Cover read the EISS Super PDS.

Voluntary Cover

Members of EISS Super can also apply for additional insurance cover known as ‘Voluntary Cover’. Voluntary Cover is subject to health checks and acceptance by the Insurer. There are three types of Voluntary Cover available including additional Death and TPD Cover, Death Only Cover and Salary Continuance Insurance. You can find out more about what voluntary cover is available in the Insurance in Your Super document.

If you’d like to find out if the cover you have is right for you, try our Insurance Calculator or visit our e-learning platform Money Matters.

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