Are you getting all you’re entitled to?

To thank you for your lifelong contribution to the community, State and Federal Governments provide senior Australians with a range of discounts and benefits. Make sure you’re not missing out on the savings.

Seniors Card

If you’re aged 60 or over, live in New South Wales (NSW) and do less than 20 hours of paid work a week, you’re entitled to a Seniors Card. This card provides a range of discounts and benefits in NSW, but can also be used interstate to receive similar discounts. 

Benefits include:

  • Concessions on transport across Australia
  • Discounts and deals at over 5,700 businesses across NSW
  • Special offers, competitions and more

For more information and to apply, visit

Gold Opal card

The Gold Opal card provides discounts on public transport services across NSW. It is available to Pensioner Concession Card Holders, NSW Seniors, ACT Seniors and NSW War Widows and Widowers.

Benefits include:

  • Discounted travel across Sydney, the Blue Mountains, Central Coast, Hunter, Illawarra and Southern Highlands.
  • Fares capped at $2.50 a day, no matter where you go1.

Seniors living outside NSW or the ACT, but still within Australia, can also apply for a Gold Opal card if you have a valid Seniors Card issued by an Australian State or Territory Government. An interstate Gold Opal card has a 60-day expiry period.

For more information and to apply, visit

Commonwealth Seniors Health Card

If you’ve reached Age Pension age and meet income and resident requirements, but are not eligible for the Age Pension, you’re entitled to a Commonwealth Seniors Health Card.

Benefits include:

  • Discounts on prescription medicines available on the Pharmaceutical Benefits Scheme (PBS)
  • Discounts or concessions on bulk billed doctor appointments
  • Cheaper out-of-hospital medical expenses

To claim a Commonwealth Seniors Health Card, you need a myGov account linked to Centrelink. If you don’t have one of these, you can set one up at

If you have a myGov account, you can find more information on claiming your card at

Pensioner Concession Card

If you receive the Age Pension and other types of pension payments, you are eligible for a Pensioner Concession Card. This card entitles you to reduced cost medicines under the PBS.

You may also be entitled to other concessions from the Australian Government including:

  • Bulk billing for doctor appointments
  • Assistance with hearing services
  • Reduced fares on public transport

Depending on where you live a Pensioner Concession Card may also provide you with access to:

  • Free car registration and driver’s licence
  • Lower electricity and gas bills
  • Reduced property and water rates
  • Lower health care costs, including ambulance, dental and eye care

You don’t need to apply for a Pensioner Concession Card. If you are eligible, the Government will post one to you.

For more information, visit

1 Excludes Sydney Airport Station access fee.