Why Should I See A Financial Planner?

Why get advice?
Why should I see an EISS Super financial planner?

EISS Super financial planners use experience and expertise to help you manage your finances in a way that is simple. Whether you’re just starting out or about to retire, you can rely on our financial planners to help you make the most of what you’ve got.

You can come to us for simple advice on one topic, for example, how to invest money outside your super, or for more comprehensive advice like planning your retirement. By offering clear financial advice based on your situation, life stage and plans for the future, we help you make good choices rather than overwhelming you with unnecessary options.

We are here when you need us, and you have flexibility to interact with us the way you want – via video conference, over the phone or face to face.

Our financial planners don't receive commissions, incentives or bonuses so you can trust that the advice you receive from us is the advice that's right for you.

We help you get your money working for you, while you do the things you love.

What happens when I get advice?

It might feel overwhelming when you first see a financial planner, but don’t worry, you’re going to see a professional who is there to help you reach your goals. We make the advice journey simple, and take the following steps with you:

Step 1. Getting to know you and your goals

The first step in building your financial plan involves getting to know you, your financial situation and your goals. Good advice will help you achieve your life goals as well as your financial goals.

During your first meeting, your financial planner will also explain the type and cost of advice they’ll provide. We do this before any costs are incurred and won’t start any work until you agree in writing that you want to proceed.

If you decide not to proceed that’s ok. You’ve met someone you can come back to in the future and we’ve gotten to know another member better as well so it’s win-win.  

Step 2. Your personalised financial plan

If you decide to proceed, your financial planner will prepare a personalised plan for you (called a Statement of Advice) with recommendations based on your financial position and individual circumstances – so that you have a clear path forward to reach your goals.

Step 3. We don’t just give advice we bring it to life through implementation

Once agreed, our advice team will take care of implementing the recommendations made by your financial planner. You can sit back and relax while we do the work, and we’ll keep you informed of any important changes made along the way.

Step 4. Monitoring progress and staying on track

Changes to your personal circumstances, the economy or legislation may impact your financial plan so reviewing it regularly is important.

If you choose to join our Ongoing Service Program, your financial planner will keep you up to date and they’ll be there to help you adjust your plan whenever it is needed. You’ll have a dedicated planner that you can contact at any stage and they’ll work with you to review and update your plan each year.

Alternatively, you may just want to come back every few years to have a new financial plan prepared.   

How much does advice cost?

When you see an EISS Super financial planner, you’ll pay an upfront fee that is determined by the advice you need, and because our financial planners don’t receive commissions, incentives or bonuses, what’s right for you is what’s right for them.

Your first meeting with an EISS Super financial planner is at no cost and is obligation free. Fees will always be agreed with you before you incur any charges.

The cost of financial advice varies, depending on the type of advice you need, what areas you need advice in, and if it’s for you or you and your partner. Our cost structure is flexible, so you only pay for the advice you need and in many cases, the fees can be paid from your super account.

When considering the cost of advice, it’s important to consider the benefits you’ll receive, how much you may save initially, and the positive long-term impact financial planning will have on your finances.

Personal advice about making an investment choice for your EISS Super account is provided at no extra cost.

Speak to us today

EISS Super financial planners are available for:

  • phone discussions at a confirmed time
  • meetings by video conference
  • meetings at one of our EISS Super locations.

Book an appointment