Product Disclosure Statement
A product disclosure statement (PDS) helps you understand more about a product so you are able to make an informed decision about which ones to invest in.
Information in a PDS
A PDS sets out:
- features of the product
- fees that apply
- the benefits and risks of investing
- commissions that may affect your returns, and information about complaints handling and cooling off rights other information that is material to your decision to invest.
- Please note where a supplementary PDS (SPDS) exists for the PDS, the PDS should always be read in conjunction with the SPDS. The latest SPDS details any changes that may have occurred subsequent to the issuing of the PDS.
Accumulation Scheme PDS
The Energy Industries Superannuation Scheme offers a range of services to help meet your retirement needs. Prior to making an application to join the Accumulation Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme is comprised of:
- Accumulation Scheme Product Disclosure Statement
- Supplementary Product Disclosure Statement - Changes to Asset Allocation Ranges
- Supplementary Product Disclosure Statement - Investment Strategy Changes
Forms
- Application for Membership - Accumulation Scheme
- Application for Membership - Spouse - Accumulation Scheme
PDS Fact Sheets
- Scheme at a glance
- Contributions
- Taxation
- Insurance
- Fees and other costs
- Risk and diversification
- Benefits
- Preservation
- How we manage your money
- Operational Information
Rollover and Account-Based Pension (formerly Allocated Pension) PDS
The Energy Industries Superannuation Schemes offers a range of services to help meet your retirement needs. Prior to making an application to join either of the Plans, you should read the whole of this document.
- Energy Industries Rollover and Account-Based Pension PDS
- Supplementary Product Disclosure Statement - Investment Strategy Changes
2010/2011 Pension drawdown relief information
Forms
PDS Fact Sheets
- Contributions
- Taxation
- Fees and other costs
- Risk and diversification
- Benefits
- Preservation
- How we manage your money
- Operational Information
Electrical Contractors Division PDS
The Energy Industries Superannuation Scheme offers a range of services to help meet your retirement needs. Prior to making an application to join the Electrical Contractors Division of the Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme is comprised of:
- Electrical Contractors Division Product Disclosure Statement
- Supplementary Product Disclosure Statement - Changes to Asset Allocation Ranges
- Supplementary Product Disclosure Statement - Investment Strategy Changes
Forms
- Application for Membership - Electrical Contractors Division
- Application for Membership - Spouse - Electrical Contractors Division
PDS Fact Sheets
- Scheme at a glance
- Contributions
- Taxation
- Insurance
- Fees and other costs
- Risk and diversification
- Benefits
- Preservation
- How we manage your money
- Operational Information
Executive Scheme PDS
The Energy Industries Superannuation Scheme offers a range of services to help meet your retirement needs. Prior to making an application to join the Executive Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme is comprised of:
- Executive Scheme Product Disclosure Statement
- Supplementary Product Disclosure Statement - Changes to Asset Allocation Ranges
- Supplementary Product Disclosure Statement - Investment Strategy Changes
Forms
- Application for Membership - Executive Scheme
- Application for Membership - Spouse - Executive Scheme
PDS Fact Sheets
- Scheme at a glance
- Contributions
- Taxation
- Insurance
- Fees and other costs
- Risk and diversification
- Benefits
- Preservation
- How we manage your money
- Operational Information
Retirement Scheme PDS
The Energy Industries Superannuation Scheme offers a range of services to help meet your retirement needs. Prior to making an application to join the Retirement Scheme, you should read the whole of this document.
- Retirement Scheme Product Disclosure Statement
- Important Changes to the Cash Plus Investment Strategy - Amendments to the current PDS on p33.
- Supplementary Product Disclosure Statement - Simplified Super changes
- Supplementary Product Disclosure Statement - Changes to our Investment Strategies
- Supplementary Product Disclosure Statement - Changes to Asset Allocation Ranges
- Supplementary Product Disclosure Statement - Investment Strategy Changes
Forms
Defined Benefit Scheme PDS
The Energy Industries Superannuation Scheme offers a range of services to help meet your retirement needs. Prior to making an application to join the Defined Benefit Scheme, you should read the whole of this document.
- Defined Benefit Scheme Product Disclosure Statement
- Supplementary Product Disclosure Statement - Simplified Super changes
- Important Changes to the Cash Plus Investment Strategy
- Supplementary Product Disclosure Statement - Changes to our Investment Strategies
- Supplementary Product Disclosure Statement - Changes to Asset Allocation Ranges
Portability for the Other Contributions Account
Important information regarding Portability for the Defined Benefit Scheme. Read more...