Calculators and Tools

Disclaimer - Whilst the material on the site may be changed from time to time without notice, EISS Pty Limited does not provide any warranty as to the accuracy or completeness of the information provided on the site. Whenever you use this website you are deemed to have given your acceptance to these terms.

The calculations and results you are able to obtain from the calculators and tools are for illustration purposes and are not intended as a substitute for any specific financial advice you may obtain. The calculators and tools do not contain all the possible combinations of data and have used certain assumptions. The effect of certain factors, which could have an impact on your individual circumstances may not have been taken into account. Energy Industry Superannuation Scheme Pty Limited cannot accept responsibility for any errors or omissions from the information or any reliance placed upon it.

These calculators are not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy, and that consumers should consider obtaining advice from an AFS licensee before making any financial decisions.

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• Superannuation Insurance Needs Calculator
  The insurance needs calculator provides you with a guide to how much Voluntary Insurance cover you may need, depending on your circumstances.
  
  The calculator takes into account many variables such as your age, salary, assets, debts and any current levels of insurance cover that you may have. The calculator also has the ability to include an amount to cover future salary as part of your Death and/or Total and Permanent Disablement (TPD) benefit.
  
  Please note that this calculator has been updated with the new insurance rates which commence on 1 August 2009. Any cover which is applied for and approved before this date will have the premium calculated using the current rates which are in effect until 1 August 2009.

• Death and TPD Insurance Quote Calculator
  This calculator allows you to calculate your insurance premium for ‘Death only’ or ‘Death and Total and Permanent Disablement’ based on the premiums set by the Scheme's insurer. For further information on insurance please contact the Scheme.
  
  Please note that this calculator has been updated with the new insurance rates which commence on 1 August 2009. Any cover which is applied for and approved before this date will have the premium calculated using the current rates which are in effect until 1 August 2009.

• Salary Continuance Quote Calculator
  This calculator allows you to calculate the premium payable for ‘Salary Continuance’ insurance. The premiums are set by the Scheme's insurer. For further information on insurance please contact the Scheme.
  
  Please note that this calculator has been updated with the new insurance rates which commence on 1 August 2009. Any cover which is applied for and approved before this date will have the premium calculated using the current rates which are in effect until 1 August 2009.

• Superannuation and Account-Based Pension (formerly Allocated Pension) Calculator
  This calculator is being reviewed and is currently unavailable, we apologise for the inconvenience.

• Budget Planner Spreadsheet
  Working out a realistic budget will identify what capacity you have to save or fund your goals. For your convenience, we have provided you with an online Budget Planning Tool. To view the budget planner, please click on the following link Budget Planner Spreadsheet and then save a copy to your hard drive. This will enable you to keep your budget up to date as you can then revisit it as you need.
  
  How to save your Budget Planner to your hard Drive
  Step 1: Click on the link and you will get a message asking if you would like to open or save the file.
  Step 2: Select save and choose a location on your hard disk.

• Budget and Loan Repayment Calculators
  This link allows you to view the Budgeting and Loan Repayment Calculators offered through our financial planning company, FuturePlus Financial Services.

• Government Co-Contribution Calculator
  This calculator can be used to work out the Super Co-contribution you could be eligible to receive, based on information you provide about your income and personal super contributions. It is provided by the Australian Tax Office.